Client Hub Tax Diagnostic

Portugal Tax Specialists for Americans, British, Germans & Canadians

Expert local strategy plus home-country coordination to avoid double taxation.

TaxBordr is a Lisbon-based boutique firm exclusively serving Americans, British, Germans, and Canadians with tax exposure in Portugal—whether planning a move, already resident, or managing ongoing cross-border ties. Founded and led by a Portuguese native with postgraduate specialization in taxation and Big 4 international experience (EY Portugal foreign investor team and KPMG US client matters), we only take on complex cross-border cases that local accountants and general expat firms cannot handle.
Book Your Tax Diagnostic
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Telmo Ramos, Founder
700+ international residents advised
Portuguese native founder
Ex-KPMG (US Desk) & EY (Foreign Desk)
Regulated by Portuguese Board of Economists
Pure advisory model (0% commission)
3+ year average client relationship so far

The NHR era is over. IFICI is the new reality.

The Non-Habitual Resident (NHR) regime closed to new applicants in January 2024. Its replacement, IFICI, is highly restrictive—available primarily to professionals in technology, R&D, and academia. If you are researching NHR, you are looking at outdated information. We help you assess current options: IFICI eligibility or standard regime with treaty optimization.

Check IFICI Eligibility

We work with the new reality of standard progressive rates and treaty optimization.

Select Your Tax Corridor

Each corridor presents unique "collision points" where following standard advice in one jurisdiction triggers penalties in the other.

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Americans in Portugal

The US taxes citizens on worldwide income regardless of where they live. Moving to Portugal creates a collision between IRS rules and local taxation.

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The Conflict

Portuguese tax-efficient funds (ETFs) are often taxed punitively by the US as PFICs. Conversely, US LLCs may be misclassified by Portugal, breaking your Foreign Tax Credits.

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Our Solution

We handle your filings and planning for both jurisdictions, ensuring your LLCs, Roth IRAs, and investments are structured to avoid double taxation.

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British in Portugal

Post-Brexit and Post-NHR, the landscape for British expats has shifted. The 2026 UK-Portugal Tax Treaty fundamentally changes how pensions are taxed.

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The Conflict

The "25% tax-free lump sum" is a UK rule, not a Portuguese one. Mistiming your SIPP or QROPS withdrawals can result in unnecessary tax bills. Additionally, UK ISAs lose their tax-free status immediately upon residency.

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Our Solution

We align your UK exit with your Portugal entry to protect your pension wealth and ensure compliance with HMRC and the Portuguese Tax Authority.

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Germans in Portugal

Germany enforces some of the strictest exit rules in the EU.

 

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The Conflict

If you hold >1% of a GmbH, moving to Portugal can trigger Wegzugsbesteuerung (Exit Tax) on unrealized shares. Furthermore, Germany's Progressionsvorbehalt (Progression Clause) means your "tax-exempt" German income still inflates your Portuguese tax rate.

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Our Solution

We manage EU Exit Tax deferrals, analyze erweiterte Steuerpflicht (Extended Tax Liability), and optimize your income streams to mitigate progression effects.

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Canadians in Portugal

The "Departure Tax" is the single biggest hurdle for Canadians leaving for Portugal.

 

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The Conflict

Canada imposes a Deemed Disposition on your assets when you become a non-resident. Simultaneously, Portugal treats your TFSA as a fully taxable account, erasing its benefits.

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Our Solution

We calculate and plan your departure tax strategy, advise on RRSP/RRIF withdrawals under the treaty, and help you establish clear non-residency status with the CRA.

Who We Serve

Our advisory model is designed for individuals with cross-border complexity. We are not a high-volume filing shop; we are strategic advisors for complex situations.

Good Fit If

✅  Income ≥€50.000 annually OR assets ≥€250.000

✅ Cross-border complexity (foreign assets, business entities, multiple residencies)

✅ Planning a move, currently residing, or planning exit

✅ Values proactive planning over reactive filing

✅ Seeks coordination between Portugal and home country

Not a Fit If

❌ Simple employment income with no foreign assets

❌ Income <€30.000 with no significant assets

❌ Seeking DIY solutions or lowest-cost filing

❌ Need visa/immigration services only

❌ Portugal-domestic tax situation only (no cross-border element)

TaxBordr is a Lisbon-based boutique firm exclusively serving Americans, British, Germans, and Canadians with tax exposure in Portugal—whether planning a move, already resident, or managing ongoing cross-border ties. Founded and led by a Portuguese native with postgraduate specialization in taxation and Big 4 international experience (EY Portugal foreign investor team and KPMG US client matters), we only take on complex cross-border cases that local accountants and general expat firms cannot handle.

Portugal Tax Coordination

How We Compare.
Feature
Taxbordr
Local Accountant (Contabilista)
Home-Country CPA (US/UK/DE/CA)
General Expat Agency (Visa/Relocation)
Primary Focus
✅ Cross-Border Tax Coordination
Portugal Domestic Only
Home-Country History
Visas & Logistics
Portugal Expertise
✅ Native & Certified
✅ High (Native)
❌ Zero ("Black Box")
⚠️ Outsourced
Home-Country Knowledge
✅ Deep Alignment
❌ None (Blind Spot)
✅ High (Domestic)
⚠️ Low (Generalist)
Strategic Approach
✅ Coordinated Strategy
❌ Form Filling
⚠️ Compliance Only
❌ Cookie-Cutter
Communication Style
✅ Proactive Planning
⚠️ Reactive
⚠️ Reactive
❌ Sales-Led
The "Collision" Risk
✅ Minimized Risk
❌ High Risk
❌ High Risk
⚠️ Medium Risk

Client Results

Our Methodology

We replace reactive filing with a structured four-phase lifecycle.
Phase 1

Diagnose

Price: €500 (100% credited toward future work)

  • 30-minute call with nationality-specialized senior advisor.
  • Founder review of your complete cross-border picture.
  • Deliverable: 1-2 page Strategic Roadmap with coordination gaps & prioritized actions.
consultation
Phase 1
Phase 2

Strategic Advisory

Price: €1.500 – €7.500

  • Complex projects: exit tax, entity structuring, treaty rulings
  • Deliverable: Documented tax position ready for implementation
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Phase 2
Phase 3

Implement

We execute the plan—filing elections, restructuring portfolios, and registering for tax ID numbers.

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Phase 3
Phase 4

Annual Coordination*

Price: Since €2.500+/year

  • Portugal Compliance: €2.500/year (filing + basic coordination)
  • Compliance Plus: €3.500/year (full coordination + quarterly reviews)
  • Total Coordination: Since €5.000/year (entities + monthly reviews + priority access)

*Includes audit representation for positions we structure. Diagnostic credit applies to phase 2/3.

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Phase 4

Frequently Asked Questions

 

 

Is the diagnostic fee credited toward future work?
Yes. We charge €500 for the initial Tax Diagnostic because it involves deep analysis by a senior tax consultant, not a sales rep. However, this fee is 100% credited toward any subsequent Ongoing Compliance or Strategic Advisory engagement. If you become a client, the diagnostic is effectively free. If you don't, you walk away with a valuable written roadmap.
Do you handle visa applications or real estate?
No. We are pure tax specialists. We believe "one-stop-shops" often provide mediocre service across the board. We stay in our lane: the complex intersection of Portuguese tax law and your home country's regulations. For visas (D7, D8, Golden Visa) or real estate, we can recommend trusted independent partners, but we do not take commissions.
Do I need to leave my current CPA/accountant?
Not necessarily. Many of our clients love their US CPA or UK accountant. We are happy to work alongside them. They handle your domestic filings; we handle your Portuguese filings and provide the "connective tissue" to ensure both sides are aligned. We prevent the double taxation that occurs when advisors don't talk to each other.
What if I'm not sure which corridor applies to me?
If you have complexity—for example, you are a German citizen, living in the UK, moving to Portugal, with US assets—we assess your situation during the Tax Diagnostic. We will identify your primary "tax residency" risks and determine which treaty articles apply to your specific income streams.
Why don't you offer a free consultation?

"Free" consultations are usually sales pitches in disguise. Tax is a law problem, not a math problem. Giving you accurate answers requires reviewing your specific documents and situation. We believe in providing paid, professional value from minute one, rather than guessing at your situation during a free sales call.

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Tax Diagnostic
€500 (100% credited toward any Ongoing Compliance or Strategic Advisory).
Book Your Tax Diagnostic
Email us to see if we're a fit
info@taxbordr.com
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