Portuguese tax commentary for journalists
Telmo Ramos is the founder and technical lead of Taxbordr, a founder-led Portuguese tax advisory practice for expats and international taxpayers. He is available for on-the-record commentary, background briefings, and data notes on Portuguese residency, the IFICI regime, and cross-border treaty coordination.
Telmo Ramos, founder and tax advisor
Telmo Ramos is the founder and technical lead of Taxbordr. He is a member of theOrdem dos Economistas (Cédula nº 16379). He trained at KPMG Luxembourg on EU and international tax, then at EY Lisbon on the Portuguese tax practice.
Portugal and cross-border tax consulting is all Taxbordr does. The practice runs on Big 4 methodology at boutique scale, with direct founder access and no junior handoffs. Every position memo, advisory opinion, and sign-off goes through Telmo personally.
- Ordem dos Economistas · Cédula nº 16379
- KPMG Luxembourg · EU and international tax
- EY Lisbon · Portuguese tax practice
What Telmo can comment on
Commentary grounded in the current in-force Portuguese rate tables and tax-treaty positions, not generic expat talking points. Telmo works from primary sources and can provide worked figures on request.
Portuguese tax residency triggers
The 183-day rule, permanent-home tests, and the residency start date that determines your worldwide exposure in Portugal.
The IFICI regime
Eligibility, qualifying occupations, the 20% flat rate on relevant income, and how the 2024 NHR closure reshaped expat tax planning.
Cross-border treaty coordination
Terminated and re-negotiated treaties — including the Sweden and Finland situations — and how double taxation is actually resolved for residents of Portugal.
Pension drawdown and QNUPS
How UK, US, and EU pension income is taxed on arrival in Portugal, and the planning routes that still hold under current law.
Complex asset reporting
Crypto holdings, foreign companies, trusts, and the Portuguese reporting obligations that catch expats by surprise.
Exit tax and home-country coordination
What leaving your home jurisdiction costs, what Portugal requires on arrival, and how to sequence the move without a gap.
Reach Telmo directly
Press enquiries are answered by the founder, not a gatekeeper. For a quote, a figure check, or a background briefing, use the direct line below. Same-business-day response for working journalists.