Living in Portugal

Selling property in Portugal

We work out the tax on your sale: the gain, the costs that reduce it, the reinvestment conditions where they apply, and the figures for your return.

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We reply within 2 working days with the right service, its price and how to start.

Selling property in Portugal · Change

Step 1 of 4

Where do you live?

In short

A resident is taxed at progressive IRS rates on 50% of a net gain on Portuguese property, and since 2023 the same 50% rule applies to non-residents. If the property is your main home, reinvesting the proceeds, less the purchase loan, in another main home in the EU or EEA can exclude the gain where the conditions are met. That reinvestment counts from 24 months before to 36 months after the sale, so its timing is easier to plan before you sell.

What decides it:

  • what you paid for the property, and when;
  • the costs that reduce the gain;
  • whether the property is your main home, and whether you reinvest;
  • where you are tax resident in the year of the sale.

What you get

  • The gain on your sale, and the costs that reduce it.
  • The reinvestment conditions, where they apply, with the dates by which you reinvest.
  • The figures for your return.
  • A call with your adviser when your case needs it.

How it works

  1. Send your request. We reply within 2 working days with the price, a start date and your payment link.
  2. After payment, you upload your documents in your portal, such as the purchase and sale documents and the records of the costs you paid.
  3. Your advice reaches your portal, signed by your adviser, with the figures for your return. If it shows further work, we tell you its fee first.

The dates that matter

The gain is declared in the return for the year of the sale. For a sale in 2026, that return is filed between 1 April and 30 June 2027.

What is not included

  • The return itself; if you sell from abroad, the non-resident return for the year of the sale is priced separately.
  • The sale contract, which is for a lawyer or notary.
  • A return in the country where you live, if it also taxes the gain, which stays with your adviser there.

What clients say

  • I had UK pension income, a US brokerage account, and a half-formed plan to sell our house in Portugal. The review did not start with products or filing packages. Telmo mapped the whole position, told us which risks were real, and just as usefully, which things we did not need to worry about yet.

    British retiree, Cascais
  • I came in with two late Portuguese returns, an inherited apartment sale, and some embarrassment about having waited too long. Telmo was direct about the exposure, but never dramatic. The work felt founder-led in the practical sense: one person understood the facts, challenged the weak spots, and stayed accountable for the advice.

    Portuguese-South African dual national, Algarve

From clients we have advised. Names withheld at their request.

Questions

I live abroad. Can you still help?

The project covers residents and non-residents alike, and we can prepare the non-resident return for the year of the sale, which is priced separately.

When is the right time to start?

Before you sell, where you can, so that the timing of the sale and any reinvestment can still be planned. If the sale has already taken place, the advice works from the deed and gives you the figures for your return.

Our team

Our advisers check, decide and sign the advice in this project. If you have a question first, write to info@taxbordr.com or message us on WhatsApp.